Fortune favors fools, as Lakshmi is inconstant, Lakshmi thoya taranga bhanga chapala. She has to be so, as Wealth is cyclical, Sree Bhoovil Asthiram. She is inimical to Wisdom ( Saraswati ). Hedonism in and Happiness out, if She visits you. Money can buy a cot, not sleep ! Money can buy everything except Happiness !